IT’S NOT ABOUT YOU.
IT’S ABOUT BEING SMART AND BEING PROTECTED
WE SHOP TOP RATED INSURANCE COMPANIES AND GIVE YOU THE BEST OPTION.
INSTANT DECISION LIFE INSURANCE
- Custom and Affordable Life Insurance in 7 minutes or less
- No Paperwork. No Medical Exams
- $500,000 policies approximately $20 a month (*underwriting applies)
HOW IT WORKS
- Provide some basic info. Name, age and other basic questions
- We show you personal recommendations from top insurance companies
- Apply for the policy of your choice
- You will either receive an instant approval or we might have a few more questions. If instantly approved – you can pay for and download your policy. You’re protected
HAVE QUESTIONS? YOU CAN SCHEDULE A TIME TO CHAT WITH A LICENSED FORTIS AGENT WHENEVER YOU WANT.
THIS IS THE PART WHERE WE SHOW OFF SOME BASIC KNOWLEDGE
Term VS Permanent
- There are two main types of life insurance
- One expires. One lasts forever (think of renting a home VS buying). Both have value and place in life
- It’s possible to have term now, then convert it to permanent later in life
How Does it Work / What It Means to Me
- Life insurance companies have decades worth of data and what is called mortality tables
- These tables predict the probability of death based on factors like age, gender and more
- You (the client) go through underwriting and are placed in a risk class — you might of heard terms like Preferred, Non-Preferred, Standard etc
- Long story, less long you are then presented with a rate (AKA a premium)
Riders on a Life Insurance Policy
- Think of riders as icing on the cake. The Life Insurance Policy is the core and riders are additional benefits
- Example: A Return of Premium Rider means; If you don’t use your policy, when it expires, you get all your premium back. It’s a win-win
- Living Benefits. This can be money to you if you experience a critical illness such as; a stroke, heart attack, cancer AND don’t die.
Sometimes The Best Life Choices Start With A Little Education
on Life Insurance.
You never need life insurance, until you do. We believe life insurance is a critical part of an overall financial plan. Life insurance is never a one size fits all. We go to great lengths to educate you on all your options. Our resource center is a great place to start… so is one of our agents if you want to chat.CONTACT US