IT’S NOT ABOUT YOU.
IT’S ABOUT BEING SMART AND BEING PROTECTED
WE SHOP TOP RATED INSURANCE COMPANIES AND GIVE YOU THE BEST OPTION.
INSTANT DECISION LIFE INSURANCE
- Custom and Affordable Life Insurance in 7 minutes or less
- No Paperwork. No Medical Exams
- $500,000 policies approximately $20 a month (*underwriting applies)

HOW IT WORKS
- Provide some basic info. Name, age and other basic questions
- We show you personal recommendations from top insurance companies
- Apply for the policy of your choice
- You will either receive an instant approval or we might have a few more questions. If instantly approved – you can pay for and download your policy. You’re protected
HAVE QUESTIONS? YOU CAN SCHEDULE A TIME TO CHAT WITH A LICENSED FORTIS AGENT WHENEVER YOU WANT.


THIS IS THE PART WHERE WE SHOW OFF SOME BASIC KNOWLEDGE
Term VS Permanent
- There are two main types of life insurance
- One expires. One lasts forever (think of renting a home VS buying). Both have value and place in life
- It’s possible to have term now, then convert it to permanent later in life
How Does it Work / What It Means to Me
- Life insurance companies have decades worth of data and what is called mortality tables
- These tables predict the probability of death based on factors like age, gender and more
- You (the client) go through underwriting and are placed in a risk class — you might of heard terms like Preferred, Non-Preferred, Standard etc
- Long story, less long you are then presented with a rate (AKA a premium)
Riders on a Life Insurance Policy
- Think of riders as icing on the cake. The Life Insurance Policy is the core and riders are additional benefits
- Example: A Return of Premium Rider means; If you don’t use your policy, when it expires, you get all your premium back. It’s a win-win
- Living Benefits. This can be money to you if you experience a critical illness such as; a stroke, heart attack, cancer AND don’t die.
Sometimes The Best Life Choices Start With A Little Education
Business Owner Life Insurance Should
Business Owners Have Different Needs Personal life insurance is
Read MoreWhat Is Permanent Life Insurance
Life Insurance Forever Permanent life insurance never expires. As long
Read MoreOur Philosophy
on Life Insurance.
You never need life insurance, until you do. We believe life insurance is a critical part of an overall financial plan. Life insurance is never a one size fits all. We go to great lengths to educate you on all your options. Our resource center is a great place to start… so is one of our agents if you want to chat.
CONTACT US