We Are The Easiest Way For You To Transition Into A Life Insurance Policy
You have Options
- VGLI is NOT your only option and may not be the most cost effective strategy or the best life insurance for you
- We recommend life insurance strategies that match your lifestyle, age and needs
- We are independent. Our duty and loyalty is to you
Our Recommended Next Steps
- First and foremost – don’t wait. We see it all too often. A month becomes a year, a year becomes two… and so on. The longer you wait, the more your insurance options change. Even if you don’t talk to us, we hope you talk to somebody
- Get educated and understand your options. It’s complicated, but not too complicated. We can help
- Once your options are clear – you can then make an educated decision on behalf of you and your family
Welcome To The Next Chapter Of Your Life
HERE ARE TWO OF THE BEST OPTIONS WE CAN OFFER
Personalized Life Insurance Quote
- AI Powered Recommendation Engine. Rates Start at $9 A Month
- Instant Decision. No Paperwork. No Medical Exams
- Top Insurance Companies. See Your Options. Apply For The Policy That Fits Your Needs
One on One Service – Make an appointment on your time to talk with a Fortis Certified Transitioning Specialist.
No Obligation 15 min consult.
This Is The Part Where We Discuss a Few Life Insurance Concepts In Hopes To Make Us Look Good
Term VS Permanent
- There are two main types of life insurance
- One expires. One lasts forever (think of renting a home VS buying). Both have value and place in life
- It’s possible to have term now, then convert it to permanent later in life
How Does it Work / What It Means to Me
- Life insurance companies have decades worth of data and what is called mortality tables
- These tables predict the probability of death based on factors like age, gender and more
- You (the client) go through underwriting and are placed in a risk class — you might of heard terms like Preferred, Non-Preferred, Standard etc
- Long story, less long you are then presented with a rate (AKA a premium)
Riders on a Life Insurance Policy
- Think of riders as icing on the cake. The Life Insurance Policy is the core and riders are additional benefits
- Example: A Return of Premium Rider means; If you don’t use your policy, when it expires, you get all your premium back. It’s a win-win
- Living Benefits. This can be money to you if you experience a critical illness such as; a stroke, heart attack, cancer AND don’t die.
We Hope You Enjoy Our Resource Center
Business Owner Life Insurance Should
Business Owners Have Different Needs Personal life insurance is one thing – it’s designed to
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What Is Permanent Life Insurance
Life Insurance Forever Permanent life insurance never expires. As long as you keep the policy active
Read More
Life Insurance Riders | What
WHAT IS A RIDER TO A LIFE INSURANCE POLICY? A rider is an additional benefit
Read More