What Does it Mean For me?
A Critical Illness policy pays you (the policy holder) a lump-sum tax free cash benefit if you get diagnosed with a covered illness or medical condition. (Cancer etc.. see covered conditions below)
Chances are you know somebody who has been diagnosed with a covered critical illness condition. With medical advances more and more people are surviving these conditions…. however, many are faced with financial hardships.
The Financial Impact
Experiencing a critical illness (cancer, heart attack, stroke etc.) is scary enough. It can take its toll on anybody (and their family). The last thing somebody needs to worry about is finances. Finances in the form of health plan deductibles, medical bills not covered by insurance, time off work / lost wages, travel, childcare and much more. A critical illness policy alleviates some of this pressure by putting money in your pocket – to use for whatever you want. In return allowing you to focus on what’s important –> Your Recovery
Covered Conditions and My Policy Highlights
Critical Illness covered conditions include: Cancer, Stroke, Heart Attack, Coronary Artery Bypass Surgery, Kidney (renal) Failure, Major Organ Transplant, Advanced Alzheimers’s disease, Stroke and more.
** Consult your insurance professional for specific covered conditions.
- $5,000 – $75,000 policies with simplified underwriting. A few simple questions.
- Policies starting as low as $15 monthly
- Policies do not expire. If you never use your policy, and you die, premiums paid into the policy are returned to your beneficiary
